We live in troubled times. The last few years have brought us a steady parade of fear and panic in the headlines, boardrooms, and kitchen tables across America. Globalization, outsourcing, downsizing, foreclosures, subprime mortgages and credit default swaps, ponzi schemes, Wall Street fiascoes, recession… it’s just one piece of bad news after another.
During the first few months of 2009, U.S. company layoffs reached about a quarter-million per month. As this is written in 2009, unemployment is at 10.2 percent and still rising, and underemployment (where your job stays in place but your hours and pay are drastically cut back) is even worse. The rampant decline in gainful employment is a ravaging epidemic to which few are immune. From executives and middle managers to administration employees and blue-collar workers, from bankers to retail clerks, all are at risk. Even the healthcare industry, until recently considered a job-safe zone, is trimming away significant chunks of its workforce.
In a 2009 USA Today survey, 60 percent of Americans polled said they see today’s economic situation as the biggest crisis in their lifetime.
In the fall of 2008, a lot of people’s retirement portfolios suddenly lost half their value–or more. Real estate crashed. What people thought were their solid, reliable assets turned out to be about as solid as water vapor. Job security is gone, a thing of the past.
Of course, you already know all this. But here’s what you may not know. None of this is really news. Sure, it took a major economic crisis for people to start waking up to the fact that their livelihoods were at risk. But your income didn’t at risk overnight–it was always at risk.
Most of the U.S. population has been living for years on the knife-edge precipice between solvency and ruin, relying on the next paycheck or two to meet each month’s expenses, typically with only a very thin cushion of cash savings–or more often no cushion at all. That paycheck is called “trading time for money,” and during a recession, it is the least reliable source of income there is. Why? Because when the number of employed people starts dropping, there is less disposable income in circulation to pay for your time. (an excerpt from “Business of the 21st Century” by Robert Kiyosaki)
Ladies and Gentlemen, if you are still trading time for money in 2014 you are looking at a significantly upsetting future for yourself and your family. The opportunities that are available to us today in terms of income diversification and residual cash-flow are outstanding. The problem we face in our society today is FEAR, people are afraid of change, they are afraid of going against the system and beating it. When we honestly think of a job as security it is the first terror barrier that we must conclude as FALSE. After this drastic realization we begin to open our minds and look for a better way.
At this point in life we must re-educate ourselves and play by the new rules. Learning is the key to lasting change in a dying society. We must embrace the fact that we NEED to take our lives into our own hands and become who we are destined to be. Educate “yourself” on finances, “yourself” on leadership, “yourself” on history, etc…. We need to create a movement of learning new information and we can bring large communities together and help them WIN!
If you need a crash course on finances and don’t know where to begin I’d recommend reading books like; “Rich Dad Poor Dad,” “Cash Flow Quadrant,” “Business of the 21st Century,” or even go through the “Financial Fitness Pk” from Orrin Woodward & Chris Brady. If you need a crash course on Leadership I’d start by reading “Launching a Leadership Revolution” and “Leadershift” both of these book are phenomenal. When it comes to politics study history yourself, study our founding fathers and how they thought and what they studied, study the sacrifices that were made so we can live in freedom, and study what it will take for us to maintain it.
It’s not to late to completely change your life, start today! Make disciplined decisions on a daily basis and WIN!!!
God Bless, Cory